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Charity inspires Cheryl after her debt struggles

Cheryl Wright from Ashington who is urging people who are struggling to pay their mortgage in the area to seek help. GM029183

Cheryl Wright from Ashington who is urging people who are struggling to pay their mortgage in the area to seek help. GM029183

An Ashington woman is urging people who are finding themselves struggling with debt to seek help.

Cheryl Wright has first hand experience of the assistance housing charity Shelter can offer people after she struggled with her mortgage repayments.

Temporary employment meant her financial situation was not ideal, but she sought guidance from the charity and wants everyone to know what help is out there for people in the same position.

Cheryl, of Poplar Street, said: “Last year the stress of dealing with the bills became overwhelming and became a full-time job in itself.

“I spent so much time researching what to do, trying to sort things out.

“Knowing I couldn’t pay the bills affected everything in everyday life. It’s like throwing a stone across a pond, it ripples and affects everything around it.

“After a cycle of being in and out of work, and getting into and out of debt, I decided enough was enough.

“I’m the kind of person that tries to help myself and so I got in touch with Shelter to see what my options were. Things weren’t good, but the adviser I saw provided a fresh brain, not emotionally involved in my situation. It was incredibly reassuring to talk it over.

“They went through a detailed personal option list, and although my own research had already brought up most of the options, just being able to talk it over with someone was really helpful.

“It gave me quite a boost – I thought at least I’ve done what I can, it was very reassuring.”

According to Shelter, one in 11 people in the region will be worrying about paying their mortgage this January, and it is hoping people who find themselves in that position will seek advice.

Liz Clare, a helpline adviser at Shelter, said: “We’re now seeing a stream of cases of families who’ve been unable to cope with mounting rent or mortgage bills and feel at breaking point.

“We all know how difficult it can be to face up to financial problems and we often hear from people who’ve been avoiding urgent post, but the reality is that not confronting it means things can spiral out of control.”

For more information visit www.shelter.org/advice

 

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